Use case

Loyalty and cashback transaction feeds

Clean merchant-facing feed rows for offer discovery and user trust without turning descriptor cleanup into settlement logic.

Answer-first summary

TxnKit can return display metadata and confidence signals for loyalty and cashback products that already receive card or open-banking descriptors.

Raw descriptor example

POST /v1/enrich

{
  "raw_description": "SHOPIFY*LOCAL GOODS",
  "currency": "CAD",
  "country": "CA"
}

{
  "display_name": "Local Goods",
  "processor_hint": "marketplace",
  "confidence": 0.68,
  "warnings": ["marketplace_or_platform_wrapper"]
}

When to use

Use TxnKit to improve transaction-feed display, merchant candidate review, and fallback behavior before downstream offer logic applies its own rules.

When not to use

Do not use descriptor enrichment as the sole source for rewards settlement, card-network qualification, fraud decisions, or sensitive profile construction.