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Teller transaction enrichment alternative
TxnKit is a focused cleanup layer for teams evaluating Teller. Use it when the transaction feed already exists and the visible merchant row still looks unfinished.
Target intent
Teller-backed apps looking for merchant cleanup after transaction ingestion.
TxnKit is not account-linking infrastructure.
Raw descriptor
TST*MAIN ST CAFEAPI-shaped output
{
"normalized_merchant": "main st cafe",
"display_name": "Main St Cafe",
"category": null,
"subcategory": null,
"website": null,
"logos": {
"preferred": null,
"variants": [],
"warnings": [
"no_verified_logo_for_local_merchant"
]
},
"confidence": 0.56,
"recurring_hint": false,
"processor_hint": "toast",
"location_hint": null,
"signals": [
"removed_toast_prefix"
],
"warnings": [
"local_merchant_identity_not_verified"
]
}Low-confidence results should keep fallback labels and warnings visible instead of forcing a guessed logo or website.
When to use
- You already receive transaction data and need a narrower Teller alternative for display enrichment.
- Your app needs merchant names, categories, confidence, warnings, and logo-ready metadata.
- You want deterministic enrichment behavior without live LLM, crawler, logo-provider, or third-party enrichment calls.
When not to use
- TxnKit is not account-linking infrastructure.
- Do not use TxnKit to process card numbers, account numbers, full statements, bank credentials, emails, phone numbers, addresses, customer names, or customer PII.
- Do not use TxnKit when the product requirement is guaranteed merchant identity, every-merchant resolution, or contracted uptime terms.
Proof surfaces
The public contract is POST /v1/enrich, backed by the OpenAPI file, benchmark examples, privacy rules, and deterministic request-path tests.